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COVID-19:

우리 동료들과 지원자들의 건강은 우리의 최우선 순위입니다. 따라서 Citi는 COVID-19 상황을 면밀히 모니터링하고 있습니다. 우리는 추후 공지가 있을 때까지, 임시적으로 모든 후보자 인터뷰를 가상으로 실시하는 것을 포함하여 전 세계적으로 회사 전체에 예방 조치를 구현하였습니다.

Mortgage Specialist

직무 ID 21349671 기본 근무지 Chicago, Illinois; 채용 범주 Private Client Product Services
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The RRE MS Specialist SAFE Act LO is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness.There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Responsibilities:

  • Citi Private Bank Residential Real Estate Mortgage Specialist will serve as the primary client contact for the mortgage throughout process, from initiation of inquiry to closing, maintaining proactive communication with client and Private Banker at all times.
  • Includes preparation, maintenance and communication of pipeline.
  • Primary point of client contact for obtaining credit documents and clearing underwriting conditions.
  • Serve as "product champion" for assigned business and as the primary resource to accumulate and communicate product information.
  • Provide regular input to the Private Bankers, Associate Bankers and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.
  • Identify all cross-sell opportunities to Private Bankers as part of client contact.
  • Being responsible for all activities from registering applications through underwriting submission.
  • Reviewing and following up on a frequent basis to process trailing documents as needed.
  • Ability to obtain relevant information from clients, realtors, builder, title companies, appraisers, bankers, accountants or anyone associated with the origination process.
  • Functioning as part of a deal team that requires effective participation and contribution. The position requires the individual to independently exert leadership and effectively orchestrate the assigned portion of the mortgage process.
  • Excellent understanding of all aspects of loan programs and internal and external guidelines.
  • Meet assigned qualitative and quantitative MBO's, as determined by line and product management jointly.
  • Support, on specified basis, back-up needs for Loan Officer colleagues from other businesses / regions.
  • Working knowledge ability to understand and interpret complex tax returns and cash flow statements to determine income.
  • Understanding of complex mortgage structuring
  • Attending regular Global Manager and Region Manager meetings and present product detail to Bankers.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 6-10 years of experience
  • Previous experience as an originator in the mortgage industry with a proven successful track history of results, Familiarity with all aspects of the mortgage origination process, including processing, underwriting, and closing.
  • Familiarity with all aspects of the mortgage origination process, including processing, underwriting, and closing.
  • Excellent written and verbal communication skills; and a high level of interpersonal and consultative skills.
  • Strong team, client and service orientation.
  • Problem solving ability / basic credit analysis skills.
  • High level of mortgage product knowledge

Education:

  • Bachelor's/University degree, Master's degree preferred

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Job Family Group:

Private Client Product Services

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Job Family:

RRE Mortgage Sales

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Time Type:

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

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  • 22만 명 이상의 유능하고 다양한 직원으로 구성된 Citi 팀에 합류하십시오

  • 90개 국가의 공동체에서 자원봉사를 행하는 사회적 책임감을 가진 직원들

  • 95개 이상의 시장에 실제로 존재하는 의미 있는 채용 기회

우리는 모든 개인을 포용하고 다양한 관점을 장려하여, 귀하가 영향력을 생성하고 경력을 성장시킬 수 있는 문화를 조성합니다. Citi는 높은 수준의 전문성 기준, 굳건한 성실성과 관대함, 지적 호기심 및 엄격함을 보여주는 동료를 소중하게 생각합니다. 우리는 귀하가 씨티에서 경력을 쌓는다는 일이 가진 중요성을 인식하며, 귀하의 헌신에 대하여 우리도 마찬가지로 노력할 것을 약속 드립니다

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