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COVID-19:

우리 동료들과 지원자들의 건강은 우리의 최우선 순위입니다. 따라서 Citi는 COVID-19 상황을 면밀히 모니터링하고 있습니다. 우리는 추후 공지가 있을 때까지, 임시적으로 모든 후보자 인터뷰를 가상으로 실시하는 것을 포함하여 전 세계적으로 회사 전체에 예방 조치를 구현하였습니다.

Lead Analyst- Lending Analytics (Hybrid)

직무 ID 22511082 기본 근무지 New York, New York, Wilmington, Delaware; 채용 범주 Decision Management
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This position is part of the Lending Analytics team, within the larger US Personal Banking Analytics organization. Lending Analytics is responsible for conducting financial and statistical analyses to drive Unsecured Lending business growth for Citi US Personal bank. Analyses will also focus on the development of comprehensive Pricing and Marketing strategy recommendations based on multiple factors such as in-depth customer insights (analytically derived), sound financial impact forecasting and thorough understanding of competitive landscape.  Analyst will lead end to end analytics for all new Third-Party Point-of-Sale lending partnerships with Large/ mid-size Merchants, Payment Networks, etc. It is a very highly visible role that requires thought leadership and collaboration with senior leaders across multiple functions.

Responsibilities:

  • Lead analytics for all new Point-of-Sale (BNPL) lending partnerships and business development opportunities with large/ mid-size firms Merchants, Payment Networks, etc. 

  • Business case sizing based on Citi internal data/ trends and external market & industry trends

  • Develop analytically derived omni-channel targeting, pricing, and communication strategies to drive long-term growth and profitability

  • Recommend and design testing around offer constructs/value prop, population selection, segmentation, etc. to further learnings and enhance opportunities

  • Oversee the annual plan by coordinating with marketing partners and driving the analysis to support marketing spend and ensuring adherence to financial guidelines.  Work with marketing to prioritize spending on highest return initiatives while also continuing to push test & learn capabilities.

  • Identify actionable customer insights based on internal and external customer behavioral and financial data

  • Develop sound program impact forecasting (both financial impact and customer behavior) and track program impact over time in order to build knowledge about how each treatment impacts the portfolio dynamics.

  • Provide thought leadership while working closely with business partners in Business Development, Risk Management, Partnership Marketing, Finance, Legal and Compliance. Collaborate / influence business partners to implement strategies capitalizing on opportunities identified through risk-return analysis.  Communicate clearly and effectively to business partners and senior leaders


Qualifications:

  • Strong analytical and practical problem-solving abilities. Solid understanding of the consumer lending market, customer life cycle, and P&L

  • Strong understanding of optimization and financial forecasting processes, and advanced analytics tools & techniques

  • Strong project management, analytic thinking, and partnership skills

  • Ability to work in cross-functional teams

  • Must have working knowledge of technical skills: SQL, SAS, MS Office. Experience with R, Python is preferred

  • 6+ years of work experience in a quantitative field. Consumer finance or credit card industry experience preferred  


Education:

  • Bachelor's degree with background in Statistics, Economics, Business, Operations Research or similar discipline. Master's degree preferred

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Job Family Group:

Decision Management

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Job Family:

Business Analysis

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

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  • 22만 명 이상의 유능하고 다양한 직원으로 구성된 Citi 팀에 합류하십시오

  • 90개 국가의 공동체에서 자원봉사를 행하는 사회적 책임감을 가진 직원들

  • 95개 이상의 시장에 실제로 존재하는 의미 있는 채용 기회

우리는 모든 개인을 포용하고 다양한 관점을 장려하여, 귀하가 영향력을 생성하고 경력을 성장시킬 수 있는 문화를 조성합니다. Citi는 높은 수준의 전문성 기준, 굳건한 성실성과 관대함, 지적 호기심 및 엄격함을 보여주는 동료를 소중하게 생각합니다. 우리는 귀하가 씨티에서 경력을 쌓는다는 일이 가진 중요성을 인식하며, 귀하의 헌신에 대하여 우리도 마찬가지로 노력할 것을 약속 드립니다

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