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COVID-19:

우리 동료들과 지원자들의 건강은 우리의 최우선 순위입니다. 따라서 Citi는 COVID-19 상황을 면밀히 모니터링하고 있습니다. 우리는 추후 공지가 있을 때까지, 임시적으로 모든 후보자 인터뷰를 가상으로 실시하는 것을 포함하여 전 세계적으로 회사 전체에 예방 조치를 구현하였습니다.

US Personal Banking - Lending Analytics (Hybrid)

직무 ID 22511069 기본 근무지 New York, New York, Wilmington, Delaware; 채용 범주 Decision Management
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This position is part of the Lending Analytics team, within the larger US Personal Banking Analytics organization. Lending Analytics is responsible for conducting financial / statistical analyses to drive Unsecured Lending business growth for Citi US Personal bank. Analyses will also focus on the development of comprehensive Pricing and Marketing strategy recommendations based on multiple factors such as in-depth customer insights (analytically derived), sound financial impact forecasting and thorough understanding of competitive landscape.  Analyst will support end to end analytics for On-Card Balance Transfer product which includes building test and learn framework; provide analytical insights and measuring the success of the product / marketing.


Responsibilities:

  • Conduct financial analysis and forecasting for Balance Transfer program recommendations
  • Understand all of the drivers of financials and the underlying consumer behaviors that drive those financials. Be able to articulate these to cross functional partners.

  • Translate data into insights that reflect an understanding of customer needs and behavioral drivers to inform strategic roadmaps and innovation

  • Support execution priorities of the Balance Transfer Lending Analytics team

  • Communicate clearly and effectively to business partners and senior leaders

  • Manage multiple projects simultaneously through effective project management. Create, update, and track project plans for multiple deliverable

  • Analyze performance across Balance Transfer marketing initiatives 

  • Identify opportunities to enhance marketing efficiency, leveraging statistical tools and segmentation techniques. Create an optimization framework to maximize the ROI

  • Design tests and learn agenda with cross functional business partners in Risk, Marketing and product & identify marketing efficiency improvement opportunities 


Qualifications:

  • Excellent analytic ability and problem-solving skills. Must have demonstrated ability in data retrieving and manipulation

  • Must have working knowledge of technical skills: SQL, SAS, MS Office.  Experience with Python is preferred.            

  • 5+ years of work experience in a quantitative field. Consumer finance or credit card industry experience preferred


Education:

  • Bachelor's degree in a quantitative discipline is required (i.e., Statistics, Mathematics, Economics, Engineering or another quantitative field). Masters preferred

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Job Family Group:

Decision Management

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Job Family:

Business Analysis

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

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  • 22만 명 이상의 유능하고 다양한 직원으로 구성된 Citi 팀에 합류하십시오

  • 90개 국가의 공동체에서 자원봉사를 행하는 사회적 책임감을 가진 직원들

  • 95개 이상의 시장에 실제로 존재하는 의미 있는 채용 기회

우리는 모든 개인을 포용하고 다양한 관점을 장려하여, 귀하가 영향력을 생성하고 경력을 성장시킬 수 있는 문화를 조성합니다. Citi는 높은 수준의 전문성 기준, 굳건한 성실성과 관대함, 지적 호기심 및 엄격함을 보여주는 동료를 소중하게 생각합니다. 우리는 귀하가 씨티에서 경력을 쌓는다는 일이 가진 중요성을 인식하며, 귀하의 헌신에 대하여 우리도 마찬가지로 노력할 것을 약속 드립니다

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